Credit Island is an island in the Mississippi River on the south west side of Davenport, Iowa within the Quad Cities area. Its name was derived by the use of the island as an early Indian trading post. Credit could be obtained on the promise of hides and skins to be delivered at a later time - hence Credit Island. It was listed on the Davenport Register of Historic Properties February 3, 1999.
On September 4–5, 1814 the Battle of Credit Island, one of the battles in the western theatre of the War of 1812 was fought here between Sauk Indians with British support and a regiment under the command of Major Zachary Taylor.
Taylor led a force of more than 350 U.S. regulars and militia to relieve Prairie du Chien and evacuate the garrison. When Taylor's command reached the Rock River on the evening of September 4, Taylor encamped. That night, Black Hawk attacked Taylor’s pickets and killed two of his men. At dawn, Taylor was preparing to land when three British guns opened fire on his boats. Under heavy fire, Taylor withdrew downstream, with a further loss of 11 men wounded which made a total of two Americans killed and 11 wounded for the expedition.
Black Hawk participated in parts of this battle, really a series of small skirmishes on the island and on the river extending from Rock Island to Credit Island; he later wrote about it in his autobiography, perhaps conflating different episodes:
I discovered that one [U.S.] boat was badly managed, and was suffered to be drawn ashore by the wind. They landed by running hard aground and lowered their sail. The others passed on. This boat the Great Spirit gave to us. All that could, hurried aboard, but they were unable to push off, being fast aground. We advanced to the river's bank undercover, and commenced firing on the boat. I encouraged my braves to continue firing. Several guns were fired from the boat, but without effect. I prepared my bow and arrows to throw fire to the sail, which was lying on the boat. After two or three attempts, I succeeded in setting it on fire. The boat was soon in flames. About this time, one of the boats that had passed returned, dropped anchor and swung in close to [the] one which was on fire, taking off all the people except those who were killed or badly wounded. We could distinctly see them passing from one boat to the other, and fired on them with good effect. We wounded the war chief in this way. Another boat now came down, dropped her anchor, which did not take hold, and drifted ashore. The other boat cut her cable and drifted down the river, leaving their comrades without attempting to assist them. We then commenced an attack upon this boat, firing several rounds, which was not returned. We thought they were afraid or only had a few aboard. I therefore ordered a rush toward the boat, but when we got near enough they fired, killing two of our braves-- these being all we lost in the engagement. Some of their men jumped out and shoved the boat off, and thus got away without losing a man. I had a good opinion of this war chief, as he managed so much better than the others. It would give me pleasure to shake him by the hand.
We now put out the fire on the captured boat to save the cargo, when a skiff was seen coming down the river. Some of our people cried out, "Here comes an express from Prairie du Chien." We hoisted the British flag, but they would not land. They turned their little boat around, and rowed up the river. We directed a few shots at them, but they were so far off that we could not hurt them. I found several barrels of whisky on the captured boat, knocked in the heads and emptied the bad medicine late the river. I next found a box full of small bottles and packages, which appeared to be bad medicine also, such as the medicine men kill the white people with when they are sick. This I threw into the river. Continuing my search for plunder, I found several guns, some large barrels filled with clothing, and a number of cloth lodges, all of which I distributed among my warriors. We now disposed of the dead, and returned to the Fox village opposite the lower end of Rock Island, where we put up our new lodges, and hoisted the British flag. A great many of our braves were dressed in the uniform clothing which we had taken from the Americans, which gave our encampment the appearance of a regular camp of soldiers. We placed out sentinels and commenced dancing over the scalps we had taken. Soon after several boats passed down, among them a very large one carrying big guns. Our young men followed them some distance, but could do them no damage more than scare them. We were now certain that the fort at Prairie du Chien had been taken, as this large boat went up with the first party who built the fort.
In the course of the day some of the British came down in a small boat. They had followed the large one, thinking it would get [stuck] fast in the rapids, in which case they were sure of taking her. They had summoned her on her way down to surrender, but she refused to do so, and now, that she had passed the rapids in safety, all hope of taking her had vanished. The British landed a big gun and gave us three soldiers to manage it. They complimented us for our bravery in taking the boat, and told us what they had done at Prairie do Chien. They gave us, a keg of rum, and joined with us in our dancing and feasting. We gave them some things which we had taken from the boat, particularly books and papers. They started the next morning, promising to return in a few days with a large body of soldiers. We went to work under the direction of the men left with us, and dug up the ground in two places to put the big gun in, that the men might remain in with it and be safe. We then sent spies down the river to reconnoitre, who sent word by a runner that several boats were coming up filled with men. I marshalled my forces and was soon ready for their arrival. I resolved to fight, as we had not yet had a fair fight with the Americans during the war. The boats arrived in the evening, stopping at a small willow island, nearly opposite to us. During the night we removed our big gun further down, and at daylight next morning commenced firing. We were pleased to see that almost every shot took effect. The British being good gunners, rarely missed. They pushed off as quickly as possible, although I had expected they would land and give us battle. I was fully prepared to meet them but was sadly disappointed by the boats all sailing down the river. A party of braves followed to watch where they landed, but they did not stop until they got below the Des Moines Rapids, where they came ashore and commenced building a fort.